Is Affirm a good place to work?

Affirm scores 42 out of 100 across cult.fyi's culture dimensions, and its employee NPS is -11.

Does Affirm have good work-life balance?

At Affirm, employees take an average of 18 days of vacation per year (less than 51% of companies), and the average work week is 45 hours.

How hard is the interview at Affirm?

Affirm rates 54 out of 100 on interview difficulty, easier than 89% of companies.

How does Affirm pay compare to market?

Affirm pays 28% above market, higher than 77% of companies tracked.

How stable are jobs at Affirm?

Affirm has an expected layoff rate of 24.1% of its workforce, higher than 74% of companies.

Affirm

Affirm has a stable culture. Top 11% for Promotion rate - significantly above average. Bottom 4% for Training hours - significantly below average.

Last updated June 16, 2026

Our Values
People come first
We consider our impact on people’s lives before we think about our own interests.

No fine print
We are completely transparent and honest—with our customers and with each other.

It’s on us
We take full accountability for our actions, never shirking responsibility or passing the buck.

Simpler is better
We make complex things simple and clear.

Push the envelope
We never stop innovating, taking smart risks, and raising the bar.

Standout Strengths

Top 11% for Promotion rate - significantly above average.

Top 16% for Work-authorization support - significantly above average.

Top 19% for IC autonomy - significantly above average.

Areas of Concern

Bottom 4% for Training hours - significantly below average.

Bottom 6% for Employee NPS - significantly below average.

Bottom 14% for Climate commitment - significantly below average.

How well does Affirm adhere to its principles?

Higher than 72% of companies · median 43

Where do ideas come from?

Lower than 64% of companies · median 36

Organizational Power

Employee count

Large Enterprise2,205 employees

Average Hours Worked

Pace

Higher than 51% of companies · median 60.5

Remote Friendly?

Permanent Remote-Friendly

How Information Shared

Email/Messaging

Compensation Relative to Market

Higher than 77% of companies · median 115

AI Insights:

Affirm runs on the fuel of honest financial products and the slightly less honest fuel of unlimited PTO nobody fully uses. Engineers get genuine ownership and great wallets, but also get to enjoy reorgs, ghost PIPs, and a CI/CD pipeline that ages you in dog years. Leadership loves Max, Max loves the mission, and everyone else is left guessing what the strategy is this quarter. It is a comfortable place to coast and a frustrating place to sprint, which about sums up BNPL itself.

AI stack

Internal AI tooling | AI productivity push | Engineer-built copilots | Cutting-edge tech stack | AI resources for analytics

AI maturity

Lower than 66% of companies · median 60

Detailed Compensation Information

Levels.FYI

Review Comments

Glassdoor

Companies with a similar culture

SoFi

Twilio

Okta

Frequently asked questions

: Affirm scores 42 out of 100 across cult.fyi's culture dimensions, and its employee NPS is -11.
: At Affirm, employees take an average of 18 days of vacation per year (less than 51% of companies), and the average work week is 45 hours.
: Affirm rates 54 out of 100 on interview difficulty, easier than 89% of companies.
: Affirm pays 28% above market, higher than 77% of companies tracked.
: Affirm has an expected layoff rate of 24.1% of its workforce, higher than 74% of companies.